The Author Manika Garg is presently working as a professor in Yamuna Nagar. She has certified as Retail Trainer/Faculty from Retailers Association’s Skill Council of India. She has completed her B.com and MBA from Kurukshetra University. She is one of the University Topper and has published many research papers in National and International journals. She has written a book entitled “Portfolio Management” and also Participated & won Prizes in different competitions like essay writing competition, Quiz and SKIT etc. Her major area of interest is Working Capital Management, Financial Derivatives, Retailing and Managerial Economics.